There is no Secret Ingredient for the Recipe

As I’m awarded by the recognition 
of watching the most no. of movies in AICAR it becomes my responsibility 
towards my friends to contribute to atleast a single movie review. I thank all 
my friends to support me by supplying good movies which I watched and 
I’m here. I’m not a kind of person who likes to give reviews for 
movies I see, I just watch because I love watching. And it becomes difficult 
for me to give my opinions about the thing I love. As this is also and 
will be a job for a management student to do in future I think I should 
do it. So this is my pen writing for all my movie lover frienzz.

This review I start with the category 
I love most i.e. Animation. Many of you have already watched this movie 
(I guess) or if not you should see it if you love animated movies. Also 
if you are a fan of Bruce, Jackie, Jet Lee or Tony then you have your 
stuff in it. The movie is Kung-fu Panda. It's the top rated movie in both US and UK and has done a great collection of revenues.

 It’s a story of a panda learning 
Kung-fu and defeating a superior fighter. Sorry, I told you the crux 
of the movie but this is not the only thing to see in the movie. It 
can change your belief if you see it that way.

This panda is turned into a warrior 
by his master who doesn’t believe in him initially but later when 
he believes that the panda can be the warrior he teaches him Kung-fu 
and Paul (the panda) learns it perfectly. So, the first thing to learn 
is to believe and trust in what you do.

This movie is a combination of adventure 
and comedy as I see and you will love both, that’s my guarantee. Paul 
learns Kung-fu but there is a fear within him that he can’t defeat 
the warrior on his own as the warrior is far better than him. To give 
him the strength his master hands a Dragon scroll to him which is supposed 
to be given to a dragon warrior. When Paul opens the scroll it’s blank. 
He thinks that the creator of the scroll (who also selected him as Dragon 
Warrior) was a fool to create a blank scroll. Everybody was confused 
what to do as the devil was to come there any time. They started moving 
the villagers to other safer place. By this time Paul’s father reveals 
the secret of his secret recipe (as he is a cook and runs a hotel). 
This is the most inspiring line in the whole movie which can change 
your mind and behaviour if you believe in it.

“There is no secret ingredient 
for the secret recipe. To make something special you just have to believe 
it special.”

This brought a change in Paul’s mind 
and he defeats the warrior.

And this can bring a change in you 
too. If you believe that you can do it, you can. You are unique in yourself 
and you don’t need anything else to become special. Just believe that 
you are special.  That’s all.

You can put your comments over here 
only after watching the movie.

Friends

Today I thought of sitting alone on the dining table (I’m talking of our college canteen) and to tell you frankly I don’t want to do that again. I didn’t know how can one sit alone during meals and leave after doing so happily. I bet no one likes to sit alone anywhere (except some) but I don’t know why some people do so happily.

Seeing people around you talking to each other and not to you makes you more lonely than ever and this was the worst case with me because I’m a very talkative guy and sitting quite is not my cup of tea. Even when I was sitting alone nobody bothered to accompany me and that’s when I thought that you must have a special friend who accompanies you wherever you need. How can a simple guy or gal can change ones life can be seen in a college life and if not then it’s not life at all. I will always regret that I didn’t have a friend who voluntarily accompanied me for half of my life.

In want of having many I didn’t had any.

If you want to take a lesson from my life (I will be amazed if you do) then please take this one and have someone so near that he/she will never leave you alone and sit to share his/her thoughts with you on a dining table.

Do you have a friend who will not want you to sit alone, then you are one of the luckiest people on the earth. Don’t loose him/her at any cost and especially when they need you.

Jai Ho v/s Jai Ho

I was not into politics 

until recently but some disputes poke me to laugh till my stomach aches and that’s why I thought to write . The recent dispute over Academic Award winning score of Jai Ho between BJP and NCP has created a havoc not only in the minds of Politicians but has given a new issue to talk on to the media irritators (the mediators between public and “public”).

The advertisers for NCP (JWT to be precise) has taken copyrights of AR Rehman composed Jai Ho from the movie Slumdog Millionaire for whopping Rs 1 Crore sum and has warned BJP not to use any lines from the song for her benefit. BJP, as a counter attack, has used Kushal Neta, Nirnayak Sarkaar (Able leader, decisive government) for her campaigns of 2009 elections which are scheduled from April 15^th to May 13^th.

At first BJP made an insulting comment against NCP for her incompetency and having so many slum-dwellers even after 60 years of independence and then using a term which is already between tug-of-war of the Production team of SM and the slum-dwellers for comparing them with dogs. This is a different story altogether but my opinion says that using any song or term won’t give your party a boost (the BJP must have experienced this at the time of previous elections, Remember the Feel Good Factor) and the only thing which will matter is what have you done so far, the irony is people realise it too late (especially the political leaders). After enjoying five years of free income and seeing ups and downs of its fellow countrymen political parties seldom change their attitude towards benefitting the country.

Instead of fighting over an irrelevant point (slogan) if they had used the brains for removing the poverty or atleast upgrading the level of people (not of their party alone) in any manner, I’m sure they wouldn’t needed an election. But as the scenario is quite opposite it should be the time is not far when elections have to be conducted each year or for the worse case on monthly basis.

I don’t predict the results of the election and hope the deserved candidate wins but it’s upon us to elect her/him and we on our own can do it because someone has said, ”If you want things better, Do it yourself”. We as a country are admired in the world but as individuals we are treated as an idiot and that’s because of only us because we don’t care who our leader is, who are we following and whether he is leading us in a right direction.

Don’t become a fool and use your votes to elect the right candidate so you won’t have to complaint again.

Why is It This Way?

I was discussing with a friend about the rate cuts applied by various banks this year as a result of the downturn and as I am a student and taken a loan i.e. education loan of course I was bound to raise a point. The point is simple and whoever has taken an education loan will know it.

Why the banks have not reduced interest rates of any education loans? Despite of RBI cutting CRR, REPOs and SLRs other PSBs or co-operative banks, as the case may be, have not reduced a single basis point on education loan (except IDBI, who has cut it by 50 bps). Have you thought of my student friends that why the banks have reduced the home loan rates to 9.25% (SB group) from 12.25% last year and not the education loan rates?

I must confess that there are two important reasons behind it (according to my knowledge). The first one is the demand for education loan. The simple economic law says that whenever there is rise in demand the price tends to increase now or in near future. According to ET dated 3^rd March 2009, the education loans disbursed in 2008 were whopping 600% more than the same in 2004. Then why the hell (sorry) should the bank cut rates on such a revenue generating item. Unless until the demand for education loans spurs the banks won’t learn a lesson and people like us will suffer continuously. But why the demand is increasing day-by-day with such a great intensity? The cost of education, that’s the reason. People like us who want to learn but cannot afford the cost of education (which is also increasing as the year passes) have to beg to the bank for a loan. India’s student population is going upward tremendously and this has resulted in the increasing demand for loans.

The second reason, which was suggested by my genius friend, is that the home loan category is the main category under loan segment and also the big chunk of income comes through it in credit section. Home loan is the most preferable item seen from both the parties i.e. the bank or lending institute and the borrower. As I said earlier India’s student population is rising tremendously and so are the number of parents and they need some place to stay near to (or away from) their parents. In this exercise they are either taking houses on rent or purchase them straight away. But to purchase the stylish houses they have to empty their (and their loved ones’) pockets and to pay the remaining (if any) they borrow from banks. Today (or I must say before recession) most of the buyers depend upon borrowed money rather than their own and hence, many people end up taking loan of different figures. But after recession, the demand for houses has declined such that no one is trying to take a look towards a new built house. The demand has spurred and builders have ended up giving discounts (like flat pe flat free, which happened in Thane) and to bail out these builders the banks have decided to cut interest rates on housing loans and give (or try to give) a boost to Indian Realty.

But my question is why only the rates on housing loan have been cut and not on the education loan? Please give me some reasons.

Waiting for your answers.